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Get your paycheck before you need it.

Subject to card activation or Deposit Account registration and ID verification.1 Card issued or Deposit Account established by Pathward®, N.A. and Republic Bank & Trust Company, Member FDIC.

iPhone with a direct deposit notification highlighted

Get paid up to 2 days faster with Direct Deposit.2

Anytime Alert Notification

Full Control

You decide whether to deposit all or part of each check, and with Anytime Alerts™, you'll receive notifications when funds clear.

More Convenience

Since your funds are loaded onto your Card Account, you don’t have to worry about the risk of your paper check being lost or stolen. Plus, you can avoid potential check-cashing fees and long lines on payday.

Different transfer types including permissions, tax refunds, and paychecks


You can deposit more than just a paycheck. 
You can also set up Direct Deposit for tax refunds and various government benefits programs, including Social Security.

Man working in front of his computer

Direct Deposits can also include

  • Tax refunds

  • Social Security benefits

  • Supplemental Security Income (SSI)

  • Pensions

  • Railroad Retirement Benefits (RRB)

  • Defense Finance and Accounting Service Payments (DFAS)

  • State unemployment benefits (varies by state)

  • Veterans’ benefits

Setting up Direct Deposit is simple.

Just like a traditional bank account, all you need are your account and routing numbers.

Example of enrolling in direct deposit

Get a faster tax refund2 with Direct Deposit.

Woman receiving her tax refund through direct deposit

How it Works

Change the way you pay with the Netspend® Debit Account.

Get started today with no credit check,1 activation fee3 or minimum balance required.