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Netspend Debit Account

The debit card that works for you.

Get paid up to 2 days faster with Direct Deposit3 and earn up to 6.00% APY.4

Already have a card?

Banking services provided by Pathward®, N.A., Member FDIC. Deposit Account opening is subject to registration and ID verification.1

The Netspend app displaying a debit account balance on an iPhone
Netspend Debit Card in black, silver, and rose gold

No credit check1

No minimum balance

No activation fee2

Get Paid Faster

Get paid before you need it.

Set up direct deposit with Netspend and get paid up to 2 days faster.3

Netspend black debit card with a notification of being payed 2 days early
An example toggle interface to lock your card

Pause your card with Card Controls

Wallet lost or stolen? The Card Controls feature blocks your card and we'll handle the rest.

Your money needs, all in one app.

Stay on top of your finances like you stay on top of your life. The Netspend® Wallet App puts it all in the palm of your hand.

Adding Netspend black debit card to the Apple Wallet on an iPhone

Add and move money with ease

Easily move funds between your spending and Savings Accounts.

Shop and pay bills anywhere

Add it to your digital wallet and use your card or phone anywhere Visa Debit or Debit Mastercard are accepted.

Stay on top of your money with real-time alerts

Get Anytime Alerts whenever money is added to your account and available to spend, or when it's used for purchases.

Get a card and set up your account in minutes.

Get started today with no credit check,1 activation fee2 or minimum balance required.

Your questions, answered.